are you a policyholder?Policyholder Lounge
are you a policyholder? Policyholder Lounge

What we do

What is a buyout?

A buyout is a transaction whereby once insured, the pension scheme is wound up and passed to an insurance company.

Read more about buyouts Read about the route to buyout

What is a buy-in?

A buy-in is a long term agreement whereby the insurer pays a stream to the trustees, exactly matching the insured liabilities.

Read more about buy-ins

Buyout and buy-in explained

David Collinson, Head of Strategy (formerly Co-Head of Business Origination) and Mitul Magudia, a Business Origination Actuary explain what buyouts and buy-ins are.

If you'd like to discuss derisking of your pension scheme, you can contact:

Mitul Magudia
Actuary, Business Origination
020 7105 2000

Risk Transfer Process Explained